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I think ITG has to take some responsibility here as well. They should have actively pursued these cards to make sure they were returned, even if unsigned to prevent something like this from happening. Sorry Dr. Price, but if this is your common business practice, more should be done on your end as well. I agree that the seller should not be selling these cards also and know from personal experience that they can be difficult to deal with. On a side note, could I borrow $1000000 and you not look for it back?