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I prefer hard signed myself(I certainly wouldn't pass on something along the lines of an Octograph though!). I don't see the need for a multiplier however, as each insert set is priced on it's own. The only exception would be 05-06 Ice, with the "sticker" parallel. Unless they are significantly rarer than the hard sined versions, and player collectors and set collectors drive the prices up, I'd say a .5-.8 multiplier would seem right.
