Things are definately changing. I remember when I collected, major card companies wouldn't even look at your designs or anything. I was told they have a graphics department and that they had something in the contract with licensing board where it was forbidden.
Now, you look on card company sites, you may see a "submit an idea" link and of course, you are not getting any pay or compensation for it. If you read the TOS's, it seems not only card companies are doing it, but also magazines.
Now, you look on card company sites, you may see a "submit an idea" link and of course, you are not getting any pay or compensation for it. If you read the TOS's, it seems not only card companies are doing it, but also magazines.