IF it was a PC item that you were willing to pay based on your offer and got it at your offer, congratulation!
IF it is a card to flip with no PC interest, then move on.
If they ended up meeting my offer and I still wanted the card, I would go ahead and take it. One of my favorite sayings, "it isn't personal, it is just business". Of course, if you found something better or have had a change of heart, well, he had his chance and lost it.
This. Especially if it's something ultra rare or doesn't ever pop up. You'll beat yourself up over not making the overpriced offer, especially if someone else snatches it up.
I know that's happened to me the last few months with Roy's I've wanted and I lament all the time over them !
Hate to say it but greed will always be a part of the hobby and it's only getting worse with the crazily priced products out there during the pandemic. Thankfully hockey has remained constant, but this situation is entirely up to you and how much you want the card.
That just sounds like negotiation to me. If you're fine paying said amount for the card, and the deal is done in a fair and legal manner, where's the moral dilemma?
Of course there's greed in the hobby, as there's basically greed in collecting in general. The whole reason there are expensive cards in the first place is because there are greedy sellers and because there are people who don't care and are willing to pay for pricy cards. A Gretzky OPC RC contains as much cardboard as a Greg Smyth Pro Set base card, but is worth hundreds or thousands more because people are willing to pay ridiculous amounts for it.